April 2026
Investment Dashboard

A complete investment tracking experience, built on SnapTrade brokerage connections and real portfolio data.

  • Portfolio history charts with configurable time periods (30D, 90D, 1Y, ALL)
  • Holdings breakdown by account and security, with current market values
  • Asset allocation views across equities, fixed income, and cash
  • SnapTrade brokerage sync supporting thousands of institutions
  • Time-weighted return (TWR) calculations for accurate performance measurement
  • Total return percentages with annualized figures for long-term tracking
March 2026
Transfer & Recurring Detection

Smarter transaction classification so your cash flow and spending reports reflect reality, not noise.

  • Automatic transfer detection between linked accounts — no more double-counting moves between chequing and savings
  • Recurring transaction identification using pattern matching on merchant, amount, and frequency
  • Subscription tracking with predicted next charge dates and monthly cost summaries
  • Transfers excluded from income and spending totals for accurate cash flow
February 2026
Budgets & Cash Flow

The tools to understand where your money goes each month — and whether you're on track.

  • Category-based budgets with configurable monthly thresholds
  • Monthly cash flow tracking with income, spending, and net savings
  • Income vs. spending analysis with visual breakdowns by category
  • Savings rate calculation — see the percentage of income you're keeping each month
  • Budget progress bars with threshold warnings before you overspend
January 2026
Banking Core

The foundation: connect your bank accounts and see your full financial picture in one place.

  • Plaid integration supporting 12,000+ North American financial institutions
  • Multi-account sync with automatic nightly balance and transaction refreshes
  • Transaction categorization powered by Plaid's merchant classification
  • Net worth tracking across all connected accounts — chequing, savings, credit, and investment
  • Household support via Better Auth organizations — invite a partner and share a single financial view
December 2025
Private Beta Launch

The first release of Plenifi, available to a small group of early users.

  • Initial release with account connections via Plaid
  • Basic dashboard showing connected accounts and balances
  • User authentication with email/password and TOTP two-factor authentication
  • Secure session management with encrypted cookies
  • Foundation for multi-user household access