Plenifi brings every bank account, brokerage, and budget into a single household-level view. One picture of your wealth — the way private banks have always seen it.
Chequing, savings, credit, RRSPs, TFSAs, brokerage accounts — even accounts held by your partner. Plenifi gathers them quietly into one household-level view.
A considered set of tools — nothing gamified, nothing noisy. Just the numbers that matter, explained well.
Connect 12,000+ banks through Plaid and thousands of brokerages through SnapTrade. Balances, positions, and transactions refresh automatically — no CSV imports, no spreadsheet maintenance.
See how your equities, cash, and bonds balance across every brokerage — without signing into each one.
Categories learned from your transactions, thresholds that warn before they scold.
Income in, spending out, the difference — laid out plainly for the month, the quarter, the year.
Emergency fund, downpayment, sabbatical — each one with a target date and an honest forecast.
Plenifi quietly flags every subscription and predicts next month's fixed outflow before it hits.
Invite a partner. Share accounts selectively. One household net worth — not two spreadsheets that never reconcile.
Sign in with Plaid or SnapTrade to link banking, credit, and brokerage accounts. Read-only access, always — Plenifi can never move money.
Your net worth, cash flow, and allocation populate within seconds. Five years of history is backfilled where your institutions provide it.
Set budgets, define goals, invite your partner. Plenifi does the math — you make the decisions that matter.
We never hold your credentials, never sell your data, and never ask for more access than we need.
Credentials go directly to Plaid and SnapTrade. Plenifi receives balances and transactions — never the ability to move funds.
256-bit AES at rest, TLS 1.3 in transit. Every sync request is signed and scoped to a single household.
You pay for Plenifi, so we don't need sponsors. Your data is yours — downloadable or deletable at any time.
Independent audits against the same controls your bank meets — because when it comes to money, standards matter.
Connect your first account in under two minutes. No credit card required during beta.